Guaranteed protection. Long-term growth potential.
Eagle Select® Focus
Eagle Select Focus 5 and Focus 7 fixed index annuities (FIA) are built to help you accumulate assets while offering guaranteed principal protection, flexible premiums, a wide range of index-linked and fixed strategies, and optional enhancements for growth. Available with a 5- or 7-year surrender charge period, these annuities let you balance security with potential and address changing needs.
Accumulation with built-in protection
Multiple crediting strategies tied to leading indexes
A combination of fixed-rate and indexed crediting strategies linked to trusted benchmarks allow you to diversify how your premium is allocated, helping you capture market-linked potential while keeping your principal protected from losses.
S&P 500® Index
S&P 500 Advantage 15% VT TCA Index (USD) ER
S&P 500® Dividend Aristocrats® Daily Risk Control 5% Excess Return Index
Invesco Dynamic Growth Index
Invesco QQQ 15 Index
BlackRock Adaptive U.S. Equity 7%™
Stay protected when the unexpected happens
The Enhanced Benefit Rider is included at no extra cost for issue ages 75 and under and activates benefits for terminal illness or extended nursing care. After only one year, you may take up to 100% of your contract value in these situations, ensuring access when it's needed most.
Access for organizations
Eagle Select Focus annuities aren’t just for individuals — they can also help organizations grow and protect their assets. That means businesses, trusts, and other eligible entities can take advantage of the same combination of principal protection and growth potential, offering unique planning opportunities.
Ready to add an annuity to your retirement strategy?
Understand what you’ll need
Explore your annuity options and how each can uniquely support your retirement goals.
Talk to a financial professional
Discuss your options, get personalized guidance, and choose a strategy tailored to your needs.
Purchase an annuity
Lock in your annuity contract, select the features that fit your needs, and set your retirement strategy in motion.
Watch your money work
Earn interest and tax-deferred growth as you build value, income, and confidence for your retirement years.
Annuity contract and rider issued under form series ICC23 E-IDX-C-7, ICC23 E-BASE-IDX, ICC23 E-IDX-C-5, ICC21 E-E-PTP-C, ICC21 E-E-PTP-PR, ICC22 E-E-PTP-CL, ICC23 E-E-PTP-RL, ICC20 E-R-EBR, ICC17 E-R-MVA, ICC21 E-R-ERR ICC25 E-R-PRR and state variations thereof. Availability may vary by state. For complete details, please see product-specific sales brochure(s) and disclosure(s).
Past performance is no indication of future results.
If the sum of all Performance Rate Rider charges deducted is greater than all interest credited to the contract value at the end of the surrender charge period, we will increase the contract value by the difference.
Surrender charges may apply to excess withdrawals that, in addition to LIB payment, exceed 10% annual free withdrawal available under the contract. You may be subject to a 10% federal penalty if you make withdrawals before age 59½. Withdrawals are subject to ordinary income tax.
Market Value Adjustment (MVA) applies to partial withdrawals that exceed the free withdrawal amount allowed and surrenders occurring during the surrender charge period.
Enhanced Benefit Rider (ICC20 E-R-EBR) included with no fee for issue ages 75 and under. Availability and benefits may vary by state. Not available in CA.
Possible interest credits for money allocated to an index-linked crediting strategy are based upon performance of the specific index; however, fixed index annuities (FIAs) are not an investment, but an insurance product, and do not directly invest in the stock market or the index itself.
This is not a comprehensive overview of all the relevant features and benefits of the Eagle Select® Focus 5 or Eagle Select® Focus 7 FIAs. Please read the sales brochure and disclosure for complete details and limitations.
This material is for informational purposes only, and is not a recommendation to buy, sell, hold or rollover any asset. It does not take into account the specific financial circumstances, investment objectives, risk tolerance or need of any specific person. In providing this information, Eagle Life Insurance Company® is not acting as your fiduciary as defined by the Department of Labor. Eagle Life does not offer legal, investment or tax advice or make recommendations regarding insurance or investment products. Please consult a qualified professional.
Guarantees are based on the financial strength and claims-paying ability of the issuing company. Eagle Life is a wholly owned subsidiary of American Equity Investment Life Insurance Company®.
The S&P 500® is a product of S&P Dow Jones Indices LLC or its affiliates (“SPDJI”), and the S&P 500® Advantage 15% VT TCA Index (USD) ER, a product of SPDJI and BofA Securities, Inc. (collectively, the “Indices”), and have been licensed for use by Eagle Life Insurance Company (“Eagle Life”). S&P®, S&P 500®, US 500™, The 500™ are trademarks of S&P Global, Inc. or its affiliates (“S&P”); Dow Jones® is a registered trademark of Dow Jones Trademark Holdings LLC (“Dow Jones”); and have been licensed for certain purposes by Eagle Life. Eagle Life’s insurance products based on the Indices are not sponsored, endorsed, sold or promoted by SPDJI, Dow Jones, S&P, their respective affiliates, or BofA Securities, Inc. and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they have any liability for any errors, omissions, or interruptions of the Indices.
"Invesco Indexing LLC (“Licensor”) has licensed the Indexes to Eagle Life Insurance Company to be used as a component of certain fixed index annuity products (the “Products”). The Indexes may be calculated by a third party or contain third-party data, each third-party provider and Licensor are collectively “Licensor Parties”. The Products are not sponsored, operated, endorsed, sold or promoted by Licensor Parties. The Indexes, the proprietary data therein, and related trademarks, are intellectual property licensed from Licensor, and may not be copied, used, or distributed without Licensor’s prior written approval. The Products have not been passed on as to their legality or suitability, and are not regulated, issued, endorsed, sold, guaranteed, or promoted by Licensor Parties. Licensor Parties make no express or implied warranties, and hereby expressly disclaims all warranties of merchantability or fitness for a particular purpose with respect to the Indexes or any data included therein. Without limiting any of the foregoing, in no event shall Licensor Parties have any liability for any special, punitive, indirect, or consequential damages (including lost profits), even if notified of the possibility of such damages.
Nasdaq-100® and QQQ® are registered trademarks of Nasdaq, Inc. (which with its affiliates is referred to as the “Corporations”) and are licensed for use by Eagle Life Insurance Company. The Product(s) have not been passed on by the Corporations as to their legality or suitability. The Product(s) are not issued, endorsed, sold, or promoted by the Corporations. The Corporations make no warranties and bear no liability with respect to the Product(s).
The BlackRock Adaptive US Equity 7% Index(the “Index”) is a product of BlackRock Index Services, LLC and has been licensed for use by Eagle Life Insurance Company (“Eagle Life”) as a component of Eagle Select Focus (the “Product”). BlackRock®, BlackRock Adaptive US Equity 7% Index™, and the corresponding logos are registered and unregistered trademarks of BlackRock. The Product is not sponsored, endorsed, sold or promoted by BlackRock Index Services, LLC, BlackRock, Inc., or any of its affiliates, or any of their respective third party licensors (including the Index calculation agent, as applicable) (collectively, “BlackRock”). BlackRock has no obligation or liability in connection with the administration or marketing of Product. BlackRock makes no representation or warranty, express or implied, to the owners of the Product or any member of the public regarding the advisability of investing the Product or the ability of the Index to track general market performance. BlackRock does not guarantee the adequacy, accuracy, timeliness, and/or completeness of the Index or any data or communication related thereto nor does it have any liability for any errors, omissions or interruptions of the Index.